*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
    --ov-slate: #2a2d3a;
    --ov-steel: #4a5068;
    --ov-coral: #e2664f;
    --ov-ink: #1e2028;
    --ov-dim: #666c7a;
    --ov-rule: #e2e3e9;
    --ov-page: #fcfcfe;
    --ov-fill: #f0f1f5;
    --ov-card: #ffffff;
    --ov-dusk: #171921;
    --ov-sans: "Segoe UI", Tahoma, Arial, sans-serif;
    --ov-serif: Georgia, "Times New Roman", serif;
    --ov-c1: 9px;
    --ov-c2: 15px;
    --ov-c3: 25px;
    --ov-cast1: 0 8px 20px rgba(30, 32, 40, .06);
    --ov-cast2: 0 16px 40px rgba(30, 32, 40, .10);
    --ov-cast3: 0 25px 58px rgba(30, 32, 40, .15);
}

html { scroll-behavior: smooth; }

body {
    font-family: var(--ov-serif);
    background:
        radial-gradient(circle at 88% 2%, rgba(226, 102, 79, .10), transparent 30%),
        linear-gradient(180deg, #fcfcfe 0%, #f0f1f5 100%);
    color: var(--ov-ink);
    line-height: 1.72;
    font-size: 16px;
}

a {
    color: var(--ov-slate);
    text-decoration: none;
    transition: color .2s ease, opacity .2s ease;
}
a:hover { color: var(--ov-coral); }

.topMark_ov3 {
    position: sticky;
    top: 0;
    z-index: 20;
    padding: 18px 20px;
    background: rgba(252, 252, 254, .90);
    backdrop-filter: blur(16px);
    border-bottom: 1px solid rgba(42, 45, 58, .12);
}
.topMark_ov3__inner {
    max-width: 1160px;
    margin: 0 auto;
    text-align: center;
}
.topMark_ov3__word {
    font-family: var(--ov-sans);
    font-size: 21px;
    letter-spacing: .18em;
    text-transform: uppercase;
    font-weight: 900;
    color: var(--ov-slate);
}

.leadHead_ov3 {
    padding: 78px 20px 52px;
    text-align: center;
    color: var(--ov-ink);
}
.leadHead_ov3__tag {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 7px 16px;
    border-radius: 999px;
    border: 1px solid rgba(42, 45, 58, .14);
    background: rgba(255, 255, 255, .74);
    box-shadow: var(--ov-cast1);
    font-family: var(--ov-sans);
    font-size: 12px;
    font-weight: 800;
    letter-spacing: .14em;
    text-transform: uppercase;
    color: var(--ov-coral);
    margin-bottom: 18px;
}
.leadHead_ov3__h1 {
    max-width: 820px;
    margin: 0 auto 14px;
    font-size: clamp(30px, 5vw, 54px);
    line-height: 1.08;
    color: var(--ov-slate);
}
.leadHead_ov3__text {
    max-width: 640px;
    margin: 0 auto;
    color: var(--ov-dim);
    font-size: 17px;
    line-height: 1.78;
}

.textWrap_ov3 {
    max-width: 980px;
    margin: 0 auto;
    padding: 0 20px 88px;
}
.textPane_ov3 {
    background: linear-gradient(180deg, rgba(255,255,255,.95) 0%, rgba(252,252,254,.98) 100%);
    border: 1px solid rgba(42, 45, 58, .10);
    border-radius: var(--ov-c3);
    box-shadow: var(--ov-cast2);
    padding: 52px 56px;
}
@media (max-width: 740px) {
    .textPane_ov3 { padding: 30px 22px; border-radius: 19px; }
    .leadHead_ov3 { padding-top: 60px; }
}

.textPane_ov3 h2 {
    font-size: clamp(22px, 3vw, 32px);
    line-height: 1.18;
    color: var(--ov-slate);
    margin: 34px 0 14px;
}
.textPane_ov3 h2:first-child { margin-top: 0; }
.textPane_ov3 h3 {
    font-size: 19px;
    line-height: 1.28;
    color: var(--ov-ink);
    margin: 24px 0 10px;
}
.textPane_ov3 p {
    color: var(--ov-dim);
    margin-bottom: 15px;
}
.textPane_ov3 ul,
.textPane_ov3 ol {
    padding-left: 20px;
    margin: 0 0 16px;
    color: var(--ov-dim);
}
.textPane_ov3 li { margin-bottom: 7px; }
.textPane_ov3 strong { color: var(--ov-ink); }

.claimRow_ov3 {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(210px, 1fr));
    gap: 18px;
    margin: 26px 0;
}
.claimCell_ov3 {
    background: linear-gradient(180deg, rgba(255,255,255,.94), rgba(240,241,245,.98));
    border: 1px solid rgba(42, 45, 58, .09);
    border-radius: var(--ov-c2);
    padding: 24px 20px;
    box-shadow: var(--ov-cast1);
}
.claimCell_ov3__title {
    font-family: var(--ov-sans);
    font-size: 15px;
    font-weight: 900;
    color: var(--ov-slate);
    margin-bottom: 6px;
}
.claimCell_ov3__body {
    font-size: 14px;
    line-height: 1.68;
    color: var(--ov-dim);
}

.callOut_ov3 {
    margin: 26px 0;
    padding: 22px 24px;
    border-radius: var(--ov-c2);
    background: linear-gradient(135deg, rgba(226, 102, 79, .16), rgba(255, 255, 255, .96));
    border: 1px solid rgba(226, 102, 79, .32);
    box-shadow: var(--ov-cast1);
}
.callOut_ov3 p { margin: 0; color: var(--ov-ink); }

.specTable_ov3 {
    width: 100%;
    border-collapse: collapse;
    margin: 20px 0 26px;
    overflow: hidden;
    border-radius: 14px;
    box-shadow: var(--ov-cast1);
    background: var(--ov-card);
}
.specTable_ov3 th {
    background: linear-gradient(135deg, var(--ov-slate), var(--ov-steel));
    color: #fff;
    text-align: left;
    padding: 14px 16px;
    font-family: var(--ov-sans);
    font-size: 14px;
    letter-spacing: .02em;
}
.specTable_ov3 td {
    padding: 13px 16px;
    border-bottom: 1px solid rgba(42, 45, 58, .08);
    color: var(--ov-dim);
    background: rgba(255,255,255,.88);
}
.specTable_ov3 tr:nth-child(even) td { background: rgba(240,241,245,.8); }
.specTable_ov3 tr:last-child td { border-bottom: none; }

.stepFlow_ov3 {
    margin: 28px 0;
    display: grid;
    gap: 18px;
}
.stepUnit_ov3 {
    display: grid;
    grid-template-columns: 52px 1fr;
    gap: 16px;
    align-items: start;
    padding: 20px 20px 18px;
    background: rgba(255,255,255,.84);
    border: 1px solid rgba(42, 45, 58, .08);
    border-radius: var(--ov-c2);
    box-shadow: var(--ov-cast1);
}
.stepUnit_ov3__num {
    width: 52px;
    height: 52px;
    border-radius: 50%;
    display: grid;
    place-items: center;
    font-family: var(--ov-sans);
    font-size: 18px;
    font-weight: 900;
    color: #fff;
    background: linear-gradient(135deg, var(--ov-slate), var(--ov-steel));
}
.stepUnit_ov3__title {
    font-family: var(--ov-sans);
    font-size: 15px;
    font-weight: 900;
    color: var(--ov-ink);
    margin-bottom: 4px;
}
.stepUnit_ov3__text {
    font-size: 15px;
    color: var(--ov-dim);
}

.baseBar_ov3 {
    margin-top: 40px;
    background: #f5f5f7;
    color: #9a9a9a;
    padding: 20px 20px 16px;
    text-align: center;
    border-top: 1px solid #e8e8e8;
    font-family: var(--ov-sans);
}
.baseBar_ov3__hold {
    max-width: 900px;
    margin: 0 auto;
}
.baseBar_ov3__links {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 6px 20px;
    margin-bottom: 10px;
}
.baseBar_ov3__links a {
    color: #b0b0b0;
    font-size: 11px;
    text-decoration: none;
}
.baseBar_ov3__links a:hover { color: #666; }
.baseBar_ov3__line {
    font-size: 11px;
    color: #b8b8b8;
}